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First Priority Financial - Mortgage Lending in Meadow Vista, CA - Toni Ryan 

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First Priority FInancial Make an Educated Decision on Your Home Mortgage
Let Me Show You All Your Options!
Toni Ryan
Mortgage & Credit Specialist
#230507
DRE #01259335   #01196577
Broker DRE#00654852

(800) 929-0318
Cell (530) 305-7668

Email: toniryan@ryan-group.net
www.Ryan-Group.net

Hours: Monday - Friday, 9:00am to 6:00pm

Call for an Appointment
Mailing: PO Box 509, Meadow Vista, CA 95722



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First Priority Financial is the largest independent, full service mortgage origination company in the US. We can fund your loan with our bank or broker the loan which allows us to specialize in unique, creative lending solutions.

First Priority Financial is recognized as a mortgage industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over 300 lenders, so we can guarantee you the best rates and service for your mortgage. We go above and beyond to get you the best home loan possible. First Priority has hundreds of mortgage programs available to fit any situation. We have helped first time home buyers as well as investors acquire the perfect funding solution loan. Call us today and find out what we can do for you!

Call today! (800) 929-0318
Services:
Purchase Loans
Refinance
First Time Home Buyer
FHA
VA
USDA
Home Path
203K
Reverse Mortages
Home Equity Line of Credit
Loan Modification
Looking to refinance? We can lower your mortgage, with affordable payments, using one of our excellent mortgage plans. You can also consolidate your debts using your home's equity. Refinance your home today and enjoy the benefits of our consolidation, home equity, and refinancing options.

We take the time to listen to your needs and dreams. First Priority is committed to treating every client as if they are our "First" priority.

Toni Ryan - Mortgage and Credit Specialist
Everyone's Home Mortgage Scenario is unique! I advise all of my clients to give me a call to thoroughly examine all of your options to make an educated decision. You never know until you ask!
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Toni F. Ryan - Lending Specialist FPF

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Meet Toni F. Ryan

Pictured: Toni Ryan and her Husband, Cal Ryan

Learn More about Toni's Background

Resources

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Articles
Services
About Us
Business Partners
Testimonials
Links to Government Agencies
Lending Resources Links
Loan Aplication
Loan Calculator
Affiliations



See My Articles in the Meadow Vista View Magazine:
First Priority Financial Services Include...
 Purchase Loans
 FHA/VA/USDA
Reverse Mortgages
 First Time Home Buyer
 Home Path
Home Equity Line of Credit
 Everyone's Home Mortgage Scenario is unique! I advise all of my clients to give me a call to thoroughly examine all of your options to make an educated decision. You never know until you ask!

About First Priority Financial
- Toni Ryan
Full service mortgage broker/banker specializing in creative lending solutions.
First Priority Financial is a Mortgage Broker/Banker based out of Fairfield, California. In the early 90’s, the three founders decided to create an organization of knowledgeable, creative and independent loan originators. By joining together, they began reaping the benefits of securing elite program pricing while providing the tools for success to their clients but still maintaining product freedom. Now with over 400 branches nationwide, First Priority's volume has allowed us to secure preferred pricing with a variety of lenders thus offering you the best possible programs with the ability to be competitive with other lenders and banks in both fees and rates.

Toni Ryan has over 15 years experience in the Mortgage and Financial industry and has been partnered with FPF for the past seven years. Family owned and operated, we take the steps to move forward in the changing market and provide you with expert advice. 


Meet the Expert...
Toni Ryan
Mortgage & Credit Specialist
 
Whether you’ve seen me coaching the Colfax High School Cheerleaders for 7 years, or as the Magazine Chairperson for the Meadow Vista Merchants or in my early days as the founder of T.C.’s Coffee shop, I have been a part of our small community for 20 years. I am a Native of California and Graduate of Cal Poly Pomona with a degree in Biology and Minor in Mathematics. Cal and I have been married 32 years and are the proud parents of 3 grown children. I have worked in sales and marketing in the medical and financial arena for over 30 years. Over my past 17 years in the mortgage business I have come to believe that good business is about educating the client and meeting their needs so that they can make the best decision for their future. It is my hope that clients will look at me as a financial resource because I’m here to help!  

 Links to Government Agencies
 California Department of Real Estate
Learn about local regulations, housing trends, and state resources
 State of California - Department of Corporations
The Department provides protections to consumers, and services to businesses, engaged in financial transactions.
National Association of Mortgage Brokers
Learn about ways to protect yourself and tools for home-buying.
U.S. Departmentof Housing & Urban Development
Federal resource that includes laws and government assistance programs
 
Lending Information Links

 CA Mortgage Laws Blog
The first and original weblog devoted exclusively to the study and discussion of legal issues affecting mortgage lenders, loan servicers and foreclosure trustees doing business in California.
Mortgage News Daily
Best rates and national averages
 CA Housing Finance Agency
Financial assistance resources for home buyers
 
 
Business Partners

We believe that true client service extends beyond our role as mortgage specialists. In order to continue to provide you with the tools for financial freedom we offer you our team of preferred business partners and relationships. We have trusted professionals in many fields that we believe uphold superior standards of service and expertise. If you need any help finding a local professional, we’re here to help!
 We Have Financial Partners in:
Home and Auto Insurance
Home Appraisal
Tax Law
Bankruptcy Law
Financial Planning
Real Estate
Title & Escrow
Accounting
Estate Planning
We Have Business Relationships in:
Auto Repair
Print Design
Sign Production
Excavation & Construction
Drafting & Design
Landscaping & Waterfalls
Heating & Air Conditioning
Plumbing
Septic  
     

 Articles Contributed by First Priority Financial - Toni Ryan
Bank vs. Mortgage Broker
The big question – do you go to a bank or to a mortgage broker? There are big differences between the two and those differences are crucial to your success in getting the loan you want. 
Go Green with an "Energy Efficient" Mortgage
FHA has designed a mortgage which allows current and potential homeowners, who meet the income requirements, to significantly lower their monthly utility bills .
 Loan Modification: Sifting Fact from Fiction
The Loan Modification process can seem overwhelming and out of reach to many homeowners. Let’s get down to facts!
  10 Credit Card Myths
There's plenty of myths about Credit Cards - Get your questions answered here!

Testimonials

First Priority Financial specializes in creating happy clients. Here's what a few have to say:
I cannot say enough good things about First Priority Financial. I feel sorry for those who have to deal with less experienced brokers. Being represented by First Priority Financial gave us a definite advantage!
-Carl and Maggie Jones

First Priority Financial was the most responsive brokerage I have ever dealt with. Phone calls were returned quickly and I never had to wait long for an answer. I never felt as if I was imposing when I had an urgent need or question. Thanks Cal & Toni!
-J.J. Maxwell

President, Property Investors Inc.

We found our dream home, but could not find our dream mortgage. We contacted First Priority Financial and we were able to move into our home 45 days later. Thanks Toni!
-Marge and Max Jensen

First Priority Financial is awesome! Thanks for treating us like superstars!
-Tim and Melinda James


In uncertain times, it's nice to have someone to count on. Thanks First Priority Financial!

Proudly Serving You for Over 15 Years!

 
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