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| First Priority FInancial | Make an Educated Decision on Your Home Mortgage Let Me Show You All Your Options! |
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| Toni Ryan Mortgage & Credit Specialist #230507 DRE #01259335 #01196577 Broker DRE#00654852 (800) 929-0318 Cell (530) 305-7668 Email: toniryan@ryan-group.net www.Ryan-Group.net Hours: Monday - Friday, 9:00am to 6:00pm Call for an Appointment Mailing: PO Box 509, Meadow Vista, CA 95722 ![]() ![]() ![]() Scan My QR Code with Your Smart Phone for all of My Information ![]() |
First Priority Financial is the largest independent, full service mortgage origination company in the US. We can fund your loan with our bank or broker the loan which allows us to specialize in unique, creative lending solutions. First Priority Financial is recognized as a mortgage industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over 300 lenders, so we can guarantee you the best rates and service for your mortgage. We go above and beyond to get you the best home loan possible. First Priority has hundreds of mortgage programs available to fit any situation. We have helped first time home buyers as well as investors acquire the perfect funding solution loan. Call us today and find out what we can do for you! Call today! (800) 929-0318 |
Services: Purchase Loans Refinance First Time Home Buyer FHA VA USDA Home Path 203K Reverse Mortages Home Equity Line of Credit Loan Modification |
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| Looking to refinance? We can lower your mortgage, with affordable payments, using one of our excellent mortgage plans. You can also consolidate your debts using your home's equity. Refinance your home today and enjoy the benefits of our consolidation, home equity, and refinancing options. We take the time to listen to your needs and dreams. First Priority is committed to treating every client as if they are our "First" priority. Toni Ryan - Mortgage and Credit Specialist |
Everyone's Home Mortgage Scenario is unique! I advise all of my clients to give me a call to thoroughly examine all of your options to make an educated decision. You never know until you ask! |
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![]() Toni F. Ryan - Lending Specialist FPF ![]() Promote Your Page Too ![]() |
Meet Toni F. Ryan Pictured: Toni Ryan and her Husband, Cal Ryan Learn More about Toni's Background
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Resources Email Me Articles Services About Us Business Partners Testimonials Links to Government Agencies Lending Resources Links Loan Aplication Loan Calculator |
Affiliations![]() See My Articles in the Meadow Vista View Magazine: ![]() |
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| First Priority Financial Services Include... | ||
| Purchase Loans |
FHA/VA/USDA |
Reverse Mortgages |
| First Time Home Buyer |
Home Path |
Home Equity Line of Credit |
| Everyone's Home Mortgage Scenario is unique! I advise all of my clients to give me a call to thoroughly examine all of your options to make an educated decision. You never know until you ask! |
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About First Priority Financial - Toni Ryan Full service mortgage broker/banker specializing in creative lending solutions. |
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| First Priority Financial is a Mortgage Broker/Banker based out of Fairfield, California. In the early 90’s, the three founders decided to create an organization of knowledgeable, creative and independent loan originators. By joining together, they began reaping the benefits of securing elite program pricing while providing the tools for success to their clients but still maintaining product freedom. Now with over 400 branches nationwide, First Priority's volume has allowed us to secure preferred pricing with a variety of lenders thus offering you the best possible programs with the ability to be competitive with other lenders and banks in both fees and rates. Toni Ryan has over 15 years experience in the Mortgage and Financial industry and has been partnered with FPF for the past seven years. Family owned and operated, we take the steps to move forward in the changing market and provide you with expert advice. Meet the Expert... |
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| Toni Ryan Mortgage & Credit Specialist |
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| Whether you’ve seen me coaching the Colfax High School Cheerleaders for 7 years, or as the Magazine Chairperson for the Meadow Vista Merchants or in my early days as the founder of T.C.’s Coffee shop, I have been a part of our small community for 20 years. I am a Native of California and Graduate of Cal Poly Pomona with a degree in Biology and Minor in Mathematics. Cal and I have been married 32 years and are the proud parents of 3 grown children. I have worked in sales and marketing in the medical and financial arena for over 30 years. Over my past 17 years in the mortgage business I have come to believe that good business is about educating the client and meeting their needs so that they can make the best decision for their future. It is my hope that clients will look at me as a financial resource because I’m here to help! |
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Links to Government Agencies |
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| California Department of Real Estate Learn about local regulations, housing trends, and state resources |
State of California - Department of Corporations The Department provides protections to consumers, and services to businesses, engaged in financial transactions. |
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| National Association of Mortgage Brokers Learn about ways to protect yourself and tools for home-buying. |
U.S. Departmentof Housing & Urban Development Federal resource that includes laws and government assistance programs |
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| Lending Information Links |
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| CA Mortgage Laws Blog The first and original weblog devoted exclusively to the study and discussion of legal issues affecting mortgage lenders, loan servicers and foreclosure trustees doing business in California. |
Mortgage News Daily Best rates and national averages |
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| CA Housing Finance Agency Financial assistance resources for home buyers |
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| Business Partners |
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| We believe that true client service extends beyond our role as mortgage specialists. In order to continue to provide you with the tools for financial freedom we offer you our team of preferred business partners and relationships. We have trusted professionals in many fields that we believe uphold superior standards of service and expertise. If you need any help finding a local professional, we’re here to help! |
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| We Have Financial Partners in: Home and Auto Insurance Home Appraisal Tax Law Bankruptcy Law Financial Planning Real Estate Title & Escrow Accounting Estate Planning |
We Have Business Relationships in: Auto Repair Print Design Sign Production Excavation & Construction Drafting & Design Landscaping & Waterfalls Heating & Air Conditioning Plumbing Septic |
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Articles Contributed by First Priority Financial - Toni Ryan |
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| Bank vs. Mortgage Broker |
The big question – do you go to a bank or to a mortgage broker? There are big differences between the two and those differences are crucial to your success in getting the loan you want. |
| Go Green with an "Energy Efficient" Mortgage |
FHA has designed a mortgage which allows current and potential homeowners, who meet the income requirements, to significantly lower their monthly utility bills . |
| Loan Modification: Sifting Fact from Fiction |
The Loan Modification process can seem overwhelming and out of reach to many homeowners. Let’s get down to facts! |
| 10 Credit Card Myths |
There's plenty of myths about Credit Cards - Get your questions answered here! |
Testimonials
First Priority Financial specializes in creating happy clients. Here's what a few have to say:
I cannot say enough good things about First Priority Financial. I
feel sorry for those who have to deal with less experienced brokers.
Being represented by First Priority Financial gave us a definite
advantage!
-Carl and Maggie Jones
First Priority Financial was the most responsive brokerage I have
ever dealt with. Phone calls were returned quickly and I never had to
wait long for an answer. I never felt as if I was imposing when I had an
urgent need or question. Thanks Cal & Toni!
-J.J. Maxwell
President, Property Investors Inc.
We found our dream home, but could not find our dream mortgage. We
contacted First Priority Financial and we were able to move into our
home 45 days later. Thanks Toni!
-Marge and Max Jensen
First Priority Financial is awesome! Thanks for treating us like superstars!
-Tim and Melinda James
In uncertain times, it's nice to have someone to count on. Thanks First Priority Financial!